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Are you a musician living without health insurance?
You’re not alone. A 2010 FMC survey of 1,450 musicians found that 33 percent didn’t have insurance. A 2013 survey of artists of all types – musicians, dancers, visual artists, filmmakers – found that 43 percent were currently uninsured, more than twice the amount of uninsured in the general public.
In 2005, FMC teamed up with Alex Maiolo and Chris Stephenson to create HINT – the Health Insurance Navigation Tool. HINT provides informed, musician-friendly support and advice to musicians who need information about health insurance, for free.
Photo of Punk Rock Orchestra by Jeffrey Goldsmith © 2005.
HINT doesn’t sell health insurance. We offer advice to musicians.
Read our musician-friendly articles. Make an appointment to get personalized advice from health insurance experts who are also musicians and understand how the health insurance landscape has changed with the implementation of the Affordable Care Act. We see this project as a safety net for those musicians who remain uninsured because of lack of support or clear information. Those musicians who reach out for help will get it. With this small step we hope to bridge the gap between confusion and need.
Questions about the Affordable Care Act?
Future of Music Coalition has joined with other musician and artist based service organizations to address artists’ specific quesstions about the Affordable Care Act. This website includes an FAQ, ACA resources, and a list of seminars and workshops that can help musicians obtain affordable coverage. Visit this site for details.
Make an appointment to get advice
After filling out this form and answering a few questions, your request will be emailed to our HINT team and they will confirm the date and time with you. All calls are confidential. FMC will collect summary data on the insurance needs of musicians so that we will better understand how to effectively work towards providing health insurance for artists in the future. Learn more about HINTWatch this video interview with HINT’s program director, Alex Maiolo |
Articles
Affordable Care Act FAQ AHIRC’s Every Artist Insured Webinar Health Insurance Overview Understanding Stop Loss Health Savings Accounts Best Practices Glossary of Terms Resources |
HINT is made possible by a grant from the Nathan Cummings Foundation and from donations from people like you. Donate today to support HINT.
Disclaimer: Future of Music Coalition provides basic health insurance information to answer your basic health insurance option questions. Insurance is regulated on a federal basis and by each state, and each insurance carrier rules and policy terms may differ from state to state and between individuals. Therefore, you acknowledge and agree that any insurance-related information provided by or through the Website is general information only, and may not apply to your particular situation. FMC does not endorse any insurance carrier, product, or policy and is not responsible or liable for any information provided on the website, by a HINT representative or other resource. FMC shall not be responsible for any injury, loss, or damage which occurs as a result of any statements, advice or information provided in or through the HINT program, or for the reliability or accuracy of same. In addition, any user of the HINT program who chooses to make any personally identifiable information or other information publicly available to a HINT representative or otherwise does so at his or her own risk. Such disclosures are expressly excluded from the terms of our Privacy Policy. For more information see our terms of service.