In 2013, prior to the beginning of many of the major provisions in the Affordable Care Act (ACA), the Future of Music Coalition (FMC) and the Artists’ Health Insurance Resource Center conducted an online survey of US-based artists about their access to insurance. The survey found that, of the 3,402 artist respondents, 43 percent did not currently have health insurance.
Are you a musician or songwriter? Are you an actor or filmmaker? A dancer? Visual artist? Writer? No matter what type of artist you are, we have a question for you: do you currently have health insurance?
From today until August 31, 2013, Future of Music Coalition, Fractured Atlas and the Artists’ Health Insurance Resource Center (AHIRC) are joining forces with artist service organizations across the country to take the pulse of the artist community regarding access to health insurance via an online survey.read more
I reached out to Alex Maiolo, who is a musician and a health insurance consultant for the Future of Music Coalition, and he had some specific advice: “Insure for the worst case scenario.” Maiolo suggests that young, healthy musicians without families get plans with higher deductibles, because what you want is a stop loss for catastrophic and emergency situations. “It’s going to be easier for musicians to come up with the $5,000 deductible payment via benefit concerts, ” says Maiolo, “rather than half a million dollars for uninsured treatment after the fact.”
Earlier this week we blogged about an amazing two-day benefit festival that will not only raise money for FMC’s Health Insurance Navigation Tool (HINT), but also raise awareness about musicians’ access to health insurance. On April 9 and 10, North Carolina peeps will rock out with an impressive array of local bands performing at Carrboro Gets the HINT at Jesse’s Coffee & Bar (401 E. Main St). read more
On July 8, FMC will participate in a HealthCare Remix Discussion on Reform at the Service Employees International Union in Washington DC. For our part of the conversation, we’ll describe the Health Insurance Navigation Tool (HINT), a free service that provides musicians with high-quality one-on-one info about their health insurance options, from a fellow musician/health insurance expert. read more
You may have already heard the news about the unfortunate death of multi-instrumentalist/songwriter Jay Bennett, whose talents graced the Wilco records Being There, Summerteeth and the seminal Yankee Hotel Foxtrot. (Bennett's departure from the band is partially documented in director Sam Jones' Wilco documentary I Am Trying to Break Your Heart.) read more